One of the biggest advantages of running a home based business is that it gives you opportunity to go on vacations anytime that is convenient to you. You can spend as much time as you want on your vacations.However, there is a flip side to this. While you are on vacation your business back home may still be worrying you since you will not be able to work on it efficaciously.You may be worried how your business will operate without your active presence. Your mind is thinking about your enterprise as you leave for vacations.How do you, as a small business owner, ensure that your vacation is really vacation? This article will tell you how you can plan your vacation without affecting your home business opportunity.Being in vacation mode:If you really want to be in a vacation mode, you must acknowledge that vacation time is like any normal time regardless of your place of living. You don’t have to fret about your customers or how many business opportunities you would miss while you are holidaying. Let vacations be a source of inspiration and an opportunity to unwind.Blogging and networking your enterprise:You can create a blog concerning your venture. You can put the entrepreneurial material along with something about your personal life on the blog. You can keep posting about the fun you have while on vacations. Some pictures can surely do wonders.Blogging is a great way to stay in touch with your home based business clientele.There are many social networking sites that enable you to communicate with many people at one time. You can update the networking sites with photos or description of how much you are enjoying. This is great way of making others take note of you and turn to you for business.Signaling others:As the proprietor of your home venture, you must be having a huge e-mail list. You can alert them by sending a large bulk mail telling about your vacation plan. This will generate some interest. Don’t unnecessarily boast in your e-mail.You should just send a mail informing them that you will not be available for a certain period since you will be away on vacations.Conceding control:As a business owner you should concede control once in awhile. While you are on vacation let your employees or team members handle your home based business. This way their abilities will be tested.Before you leave you can make a list of top functions to carried out in your absence and assign the duties to them. If you are still so concerned about your business, you can call your staff and discuss the proceedings with them.Contingency plan:If you really want to have a peace of mind while you are holidaying, it is better that you have an emergency plan ready just in case of any exigency. You can ask your employees to contact you in case of extreme emergency.Vacations can prove to be your most deserved time away from the worries of business. Your enterprise is not going to crumble if you go on a week or two weeks vacations once in while. It is rather good for the future growth of your home based business.

Insurance for home based businesses is often neglected. A majority of home based business owners believe that since they have home insurance, their home based business activities are also covered through the same insurance. This may be true to a certain extent, however your home based business activities may perhaps void your home insurance as well. If you were to use the home for other activities, you must notify the insurer or else it may eventually invalidate your home insurance policy.Contents InsuranceMost home owners depend on their home insurance in cases of loss, theft or damages. However, if you were to own a home based business, you must consider getting contents insurance in addition to your home insurance. Consider all business equipments you use, indoors as well as outdoors.General Liability InsuranceAll home based business owners must have general liability insurance. Your home owner’s policy would include injuries for your family members; however such insurance would cover injuries to employees or clients on your premises. On the other hand, if you use any kind of vehicle for your home based business, it must be properly insured.Professional Liability InsuranceThis kind of insurance would protect you as well as the client. If a client makes a claim that he has suffered damages due to your products or services, this insurance would protect your personal belongings and pay for the damage according to the claim. In such a process, the client would also be sufficiently compensated against the damages incurred. There are several different kinds of professional liability insurances available these days. There is malpractice insurance, errors or omissions insurance, business interruption insurance and operations coverage.In order to select the best kind of insurance for your home based business, asses the kind of work you do. Secondly, monitor the factors which could possibly hamper your activities without insurance. As a home based business owner, if you were to entirely depend on your business for regular income, then you must buy disability insurance. This kind of insurance would cover all forms of lost income if you were disabled or unfit to manage your business. When you do your research on insurance policies, you would come to know that these policies are pretty expensive. Therefore it is highly important to analyse your needs and then choose the insurance that best suits your business.